What type of Home do You Want?

Detached Single-Family House

– No shared walls, floors or ceiling.

– Exclusive ownership of the land the house sits on (typically).

– Often higher-budget than comparable condos with similar characteristics.



–  An individual unit within a complex/community in which the owner owns only the interior of the unit.

–  Ownership and responsibilities for the exterior and common areas are shared among homeowners.

Tip: Homeowner Association fees will play a part in your Debt-to-Income ratio (DTI), so it’s important to keep these fees in mind when considering your budget.



–  Residential properties with two to four units.

–  Includes Duplexes, Triplexes and Fourplexes.

–  Could also be 2-4 separate houses on one parcel.

–  The owner owns all of the units collectively.

Note: May be financed with most traditional owner-occupied financing as long as buyer/borrower lives in one of the units.